Get Licensed with California Life & Health Insurance Courses
4.8/5 Stars10,727 Reviews- Get your California Life & Health license, 100% online
- Pick your path: Life-Only or full Life & Health
- Sell life, health, disability, and annuities
Life Only
California-specific Life insurance concepts with exam-focused prep.
†, or 4 interest-free payments of $45 with 
†† Life & Health Basic
Pass the California licensing exam with confidence, including the required 12-hour Ethics and California Insurance Code training
†, or 4 interest-free payments of $65 with †† Life & Health Premium
Get everything in Basic plus unmatched savings on your continuing education (CE) and the required 12-hour Ethics and California Insurance Code course
†, or 4 interest-free payments of $83 with †† Pre-License Education
Know your strengths and where to focus as you move through the course, not on exam day, and get personalized practice where you need it
Ethics & California Insurance Code
Mandatory 12-hour training
Available on App
Study anytime with our iOS and Android apps
Premium Exam Prep Resources
Interactive questions, video instruction, and more
Flashcards
Quick review tools
Video Instruction
On-demand video content
Mobile-First Learning
Study on desktop, tablet, or phone
Pass Guarantee
Pass the test or get a free retake
Includes Health
Cover all bases with Life & Health
License Renewal Savings
First License Renewal Bundle ($59 Value)
All 24 hours of California CE Ethics, Risk, & Responsibilities required to renew your insurance license for the first time
Life Only
Life & Health Basic
Life & Health Premium
Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
How to Get Your Life & Health License
1. Enroll in Your Course
You must complete approved coursework, depending on the line of authority. A prep course helps you master the material and get ready to pass on your first try.
2. Schedule and Pass the State Exam
Register for the California licensing exam through PSI Services. Bring proper identification and earn a 60% passing score to move forward.
3. Complete Your Background Check
California requires fingerprinting. Your fingerprints are submitted to the California Department of Insurance as part of your background check.
4. Apply for Your License
Submit your application through NIPR. Pay the required fees and make sure your fingerprints and exam results have been successfully transmitted to the state.
5. Start Your Insurance Career
Once approved, you'll receive your license from the California Department of Insurance, and you're officially authorized to begin selling in California.
Ready to Earn Your License in Life and Health?
Life & Health License on Your Mind?
Stay informed, stay confident. When you're ready, we’ll provide you with insider advice, special offers, and resources to help you succeed.
Why Choose Aceable Insurance?
Track Your Mastery
We track your progress and flag what to review, so you’re confident and ready on exam day.
Designed to Keep You Engaged
Science-backed techniques like spaced repetition and real-world scenarios help you actually retain what you learn.
Boost Retention with Video
Recap videos reinforce key concepts. Need more? Tap into our full video library anytime.
Learn Anywhere, Anytime
Coffee shop, couch, or between errands, your course goes where you go. Mobile and fully on-demand.
Student Success Stories
Frequently Asked Questions
Ace Mode
What's Ace Mode, and how does it help me pass the California insurance exam?
Ace Mode is our adaptive practice system built into the course. Instead of guessing where you're weak, it tracks your performance across every topic and builds personalized practice sessions that target what you actually need to work on. Here's what that means for you:
No wasted time reviewing topics you already know
Automatic focus on weak spots before they sink your exam score
A built-in readiness indicator that tells you when you're actually ready to book
Basically, it removes the guesswork from study prep. You stop studying everything "just in case" and start studying exactly what the exam is going to test you on.
What is the 12-hour Ethics & California Insurance Code course for a Life and Health license?
Do I need separate licenses for life and health insurance in California?
What can I sell with a California Life and Health license?
Can I complete the California Life and Health course and exam online?
What are the requirements for a California Life and Health license?
How do I look up a California life insurance license?
How much can Life and Health agents earn in California?
Learn More About Becoming an Insurance Agent in California
How to Get Your Insurance License in California
California's updated licensing requirements and massive market make this an ideal time to pursue an insurance career in the Golden State.
How Long Does It Take to Get Licensed in California
Ready to begin your journey toward becoming a licensed insurance producer in California?